Visa® Signature
APR
As low as 0% introductory rate51 for 12 months on purchases and balance transfers (After the introductory period, a low standard variable rate applies ranging from 11.49%–23.49%)
Plus, earn 10,000 bonus points with qualifying spend64
Earn one reward point for every dollar spent
Free Checking
No monthly service fee20 or minimum balance requirements
ATM Rebates up to $20/month for out-of-network ATMs
Free first box of checks
Easy to use online banking and mobile banking apps
NCUA insured to at least $250,000
High-Rate Savings
APY
14.3x higher rate71 than what most banks pay
No maximum balance limit
Over 80,000 surcharge-free ATMs
Just $5 initial deposit required — and we will pay it for you!
NCUA insured to at least $250,000
High-Rate Checking
APY
Rate 10.8x the national average69
No monthly service fee19 or minimum balance requirements
ATM Rebates up to $20/month for out-of-network ATMs
Easy-to-use online banking and mobile banking app
Free Visa® debit card and first box of checks
Free Teen Checking
APY
Members between 13–17 years old are eligible
Joint ownership for parents
No minimum or maximum balance
Easily manage money through mobile and online banking
ATM rebates up to $20/month for out-of-network ATMs78
No monthly service fee78
Supplemental Savings
APY
Reach your goals faster with rates that are 14.3x higher70 than bank industry averages
Open up to 19 supplemental saving accounts, each with their own personalized nickname
Build an emergency fund by setting up electronic deposits and transfers or recurring transfers through online banking
Going big for your wedding? No maximum balance limit24
No matter your dream, there are no monthly fees72
NCUA insured to at least $250,000
Visa® Platinum Card
APR
As low as 0% introductory rate for 12 months51 (After the introductory period, a low standard variable rate applies, ranging from 9.49%-21.49%)
$0 fraud liability guarantee37
No annual fee
EMV chip for enhanced security
No balance transfer fee (unless associated with a promotional offer)51
Visa® Platinum Rewards Card
APR
As low as 0% introductory rate51 for 12 months on purchases and balance transfers (After the introductory period, a low standard variable rate applies ranging from 11.49%–23.49%)
Earn one reward point for every dollar spent
No balance transfer fee (unless associated with a promotional offer)51
$0 fraud liability guarantee37 from Visa
EMV chip for enhanced security
Works with Android PayTM, Apple PayTM and Samsung PayTM 38
No annual fees51
Custodial Accounts
No contribution limits
Earnings are taxed at the child's rate - typically lower than the parents' rate
Just $5 initial deposit required — and we will pay it for you!
Above-market average dividends21 paid monthly for accounts with average balances of $100 or more
No maximum balance
Certificates
APY
Low minimum deposit of only $1,000 with Jumbo rates starting at $25,000; no maximum.57
Dividends compounded every month and at maturity57
Health Savings (HSA)
APY
Save money tax-free for medical expenses
No initial deposit. No minimum balance needed. No account maintenance or transaction fees for health savings account
Free Visa® HSA debit card, HSA checks and online bill pay
High dividends paid monthly for accounts with average balances of $100 or more in savings
Health Savings Account Shares insured to at least $250,000 by NCUA
Kidz Klub Savings for Kids
APY
Perfect savings account for kids 12 and younger
All Kidz Klub accounts are joint accounts co-owned by a parent, grandparent or guardian
Review balances and transfer money in online banking and mobile banking
We'll pay your $5 initial deposit22 to get your child started!
NCUA insured to at least $250,000