Most Popular

  • Savings Rate

    1.00 %APY
    0.995
    %
    Dividend Period Monthly
    Effective Date 07/01/2016

  • Free Checking Rate

    0 %APY
    0
    %
    Dividend Period Monthly
    Effective Date 07/01/2016

  • IRA Rate

    1.00 %APY
    0.995
    %
    Dividend Period Monthly
    Effective Date 07/01/2016

  • High Rate Checking Rate

    0.65 %APY
    0.648
    %
    Dividend Period Monthly
    Effective Date 07/01/2016

  • Mortgage Shares Rate

    0.25 %APY
    0.250
    %
    Dividend Period Monthly
    Effective Date 07/01/2016

  • HSA Rate

    0.65 %APY
    0.648
    %
    Dividend Period Monthly
    Effective Date 07/01/2016
Checking
Account Type Dividend Period Effective Date APY(%) /
Dividend Rate(%)
Free Checking Rate Monthly 07/01/2016 0/0
High Rate Checking Rate Monthly 07/01/2016 0.65/0.648
APY = Annual Percentage Yield
  1. Savings, IRA, ESA & mortgage share disclosure
  2. Checking disclosure
  3. Mortgage Share disclosure
  4. HSA disclosure
  5. Certificate disclosure
Rates, terms and conditions subject to change
Savings
Account Type Dividend Period Effective Date APY(%) /
Dividend Rate(%)
Savings Rate Monthly 07/01/2016 1.00/0.995
APY = Annual Percentage Yield
  1. Savings, IRA, ESA & mortgage share disclosure
  2. Checking disclosure
  3. Mortgage Share disclosure
  4. HSA disclosure
  5. Certificate disclosure
Rates, terms and conditions subject to change
Health Savings (HSA) Rates
Account Type Dividend Period Effective Date APY(%) /
Dividend Rate(%)
HSA Rate Monthly 07/01/2016 0.65/0.648
APY = Annual Percentage Yield
  1. Savings, IRA, ESA & mortgage share disclosure
  2. Checking disclosure
  3. Mortgage Share disclosure
  4. HSA disclosure
  5. Certificate disclosure
Rates, terms and conditions subject to change
Certificates Rates
Certificate Type Term Rate Type APY(%) /
Dividend Rate(%)
Share Certificate 12-17 Months Rate 12-17 Months Regular 1.15/1.144
Share Certificate 12-17 Months Jumbo Rate 12-17 Months Jumbo 1.20/1.193
Share Certificate 18-23 Months Rate 18-23 Months Regular 1.20/1.193
Share Certificate 18-23 Months Jumbo Rate 18-23 Months Jumbo 1.25/1.243
Share Certificate 24-35 Months Rate 24-35 Months Regular 1.30/1.292
Share Certificate 24-35 Months Jumbo Rate 24-35 Months Jumbo 1.35/1.342
Share Certificate 36-47 Months Rate 36-47 Months Regular 1.50/1.490
Share Certificate 36-47 Months Jumbo Rate 36-47 Months Jumbo 1.55/1.539
Share Certificate 48 Months Rate 48 Months Regular 1.75/1.736
Share Certificate 48 Months Jumbo Rate 48 Months Jumbo 1.80/1.785
Share Certificate 60 Months Rate 60 Months Regular 1.90/1.884
Share Certificate 60 Months Jumbo Rate 60 Months Jumbo 1.95/1.933
Trad. IRA Certificate 12-17 Months Rate 12-17 Months Regular 1.15/1.144
Trad. IRA Certificate 12-17 Months Jumbo Rate 12-17 Months Jumbo 1.20/1.193
Trad. IRA Certificate 18-23 Months Rate 18-23 Months Regular 1.20/1.193
Trad. IRA Certificate 18-23 Months Jumbo Rate 18-23 Months Jumbo 1.25/1.243
Trad. IRA Certificate 24-35 Months Rate 24-35 Months Regular 1.30/1.292
Trad. IRA Certificate 24-35 Months Jumbo Rate 24-35 Months Jumbo 1.35/1.342
Trad. IRA Certificate 36-47 Months Rate 36-47 Months Regular 1.50/1.490
Trad. IRA Certificate 36-47 Months Jumbo Rate 36-47 Months Jumbo 1.55/1.539
Trad. IRA Certificate 48 Months Rate 48 Months Regular 1.75/1.736
Trad. IRA Certificate 48 Months Jumbo Rate 48 Months Jumbo 1.80/1.785
Trad. IRA Certificate 60 Months Rate 60 Months Regular 1.90/1.884
Trad. IRA Certificate 60 Months Jumbo Rate 60 Months Jumbo 1.95/1.933
Roth IRA Certificate 12-17 Months Rate 12-17 Months Regular 1.15/1.144
Roth IRA Certificate 12-17 Months Jumbo Rate 12-17 Months Jumbo 1.20/1.193
Roth IRA Certificate 18-23 Months Rate 18-23 Months Regular 1.20/1.193
Roth IRA Certificate 18-23 Months Jumbo Rate 18-23 Months Jumbo 1.25/1.243
Roth IRA Certificate 24-35 Months Rate 24-35 Months Regular 1.30/1.292
Roth IRA Certificate 24-35 Months Jumbo Rate 24-35 Months Jumbo 1.35/1.342
Roth IRA Certificate 36-47 Months Rate 36-47 Months Regular 1.50/1.490
Roth IRA Certificate 36-47 Months Jumbo Rate 36-47 Months Jumbo 1.55/1.539
Roth IRA Certificate 48 Months Rate 48 Months Regular 1.75/1.736
Roth IRA Certificate 48 Months Jumbo Rate 48 Months Jumbo 1.80/1.785
Roth IRA Certificate 60 Months Rate 60 Months Regular 1.90/1.884
Roth IRA Certificate 60 Months Jumbo Rate 60 Months Jumbo 1.95/1.993
SEP IRA Certificate 12-17 Months Rate 12-17 Months Regular 1.15/1.144
SEP IRA Certificate 12-17 Months Jumbo Rate 12-17 Months Jumbo 1.20/1.193
SEP IRA Certificate 18-23 Months Rate 18-23 Months Regular 1.20/1.193
SEP IRA Certificate 18-23 Months Jumbo Rate 18-23 Months Jumbo 1.25/1.243
SEP IRA Certificate 24-35 Months Rate 24-35 Months Regular 1.30/1.292
SEP IRA Certificate 24-35 Months Jumbo Rate 24-35 Months Jumbo 1.35/1.342
SEP IRA Certificate 36-47 Months Rate 36-47 Months Regular 1.50/1.490
SEP IRA Certificate 36-47 Months Jumbo Rate 36-47 Months Jumbo 1.55/1.539
SEP IRA Certificate 48 Months Rate 48 Months Regular 1.75/1.736
SEP IRA Certificate 48 Months Jumbo Rate 48 Months Jumbo 1.80/1.785
SEP IRA Certificate 60 Months Rate 60 Months Regular 1.90/1.884
SEP IRA Certificate 60 Months Jumbo Rate 60 Months Jumbo 1.95/1.933
Coverdell Certificate 12-17 Months Rate 12-17 Months Regular 1.15/1.144
Coverdell Certificate 12-17 Months Jumbo Rate 12-17 Months Jumbo 1.20/1.193
Coverdell Certificate 18-23 Months Rate 18-23 Months Regular 1.20/1.193
Coverdell Certificate 18-23 Months Jumbo Rate 18-23 Months Jumbo 1.25/1.243
Coverdell Certificate 24-35 Months Rate 24-35 Months Regular 1.30/1.292
Coverdell Certificate 24-35 Months Jumbo Rate 24-35 Months Jumbo 1.35/1.342
Coverdell Certificate 36-47 Months Rate 36-47 Months Regular 1.50/1.490
Coverdell Certificate 36-47 Months Jumbo Rate 36-47 Months Jumbo 1.55/1.539
Coverdell Certificate 48 Months Rate 48 Months Regular 1.75/1.736
Coverdell Certificate 48 Months Jumbo Rate 48 Months Jumbo 1.80/1.785
Coverdell Certificate 60 Months Rate 60 Months Regular 1.90/1.884
Coverdell Certificate 60 Months Jumbo Rate 60 Months Jumbo 1.95/1.933
APY = Annual Percentage Yield
  1. Savings, IRA, ESA & mortgage share disclosure
  2. Checking disclosure
  3. Mortgage Share disclosure
  4. HSA disclosure
  5. Certificate disclosure
Rates, terms and conditions subject to change
Mortgage Rates
Product Type Rate(%) APY(%) Points(%)
First Mortgages
1/1 ARM 2.375 3.682 0
3/1 ARM 2.375 3.485 0
5/1 ARM 2.500 3.356 0
5/1 ARM Interest-Only
7/1 ARM 2.750 3.331 0
7/1 ARM Interest-Only
10/1 ARM 3.125 3.413 0
15-Yr. Fixed 2.750 2.895 0
30-Yr. Fixed 3.500 3.602 0
30-Yr. Fixed Interest-Only
Vacation Homes
Second Home Mortgage 1/1 ARM 2.625 4.159 0
Second Home Mortgage 3/1 ARM 2.625 3.923 0
Second Home Mortgage 5/1 ARM 2.750 3.761 0
Second Home Mortgage 7/1 ARM 3.000 3.708 0
Second Home Mortgage 10/1 ARM 3.375 3.756 0
Second Home Mortgage 15-Yr. Fixed 2.750 2.895 0
Second Home Mortgage 30-Yr. Fixed 3.500 3.602 0
APY = Annual Percentage Yield
  1. Savings, IRA, ESA & mortgage share disclosure
  2. Checking disclosure
  3. Mortgage Share disclosure
  4. HSA disclosure
  5. Certificate disclosure
Rates, terms and conditions subject to change
Home Equity
Product Type APR(%)
(as low as)		 Max Term
(months)
Home Equity Loans Rate 5.500 to 6.500 60 to 180
Home Equity Line of Credit Rate 4.000 180
Home Equity Loans Rate 5.500 to 6.500 60 to 180
Example Home Equity Loans Monthly Repayment Terms
Loan Type APR(%)
(as low as)		 Payment Per $1,000
5-Yr. Fixed (60 months) 5.500 {5_yr_fixed_60_months:max_term}
10-Yr. Fixed (120 months) 6.000 {10_yr_fixed_120_months:max_term}
15-Yr. Fixed (180 months) 6.500 {15_yr_fixed_180_months:max_term}
APY = Annual Percentage Yield
  1. Savings, IRA, ESA & mortgage share disclosure
  2. Checking disclosure
  3. Mortgage Share disclosure
  4. HSA disclosure
  5. Certificate disclosure
Rates, terms and conditions subject to change
Vehicle Loans
Product Type Max Term
(months)		 APR(%)
(as low as)		 Approx.
Payment
(per $1,000)
New Vehicle Rate 60 1.99 17.53
Used Vehicle Rate 60 2.24 17.64
Recreational Vehicles Rate 96 3.24 11.85
Recreational Vehicles Rate 48 5.25 23.15
Boat Rate (over 50k) 180 6.25 8.58
Boat Rate (under 50k) 120 6.25 11.24
Aircraft Rate Call for more information.
APY = Annual Percentage Yield
  1. Savings, IRA, ESA & mortgage share disclosure
  2. Checking disclosure
  3. Mortgage Share disclosure
  4. HSA disclosure
  5. Certificate disclosure
Rates, terms and conditions subject to change
Personal Loans
Product Type Max Term
(months)		 APR(%)
(as low as)		 Approx.
Payment
(per $1,000)
Unsecured Rate 48 11.90 26.23
Savings Secured Rate 48 3.00 22.12
Savings Secured Long Term Rate 60 4.00 18.40
Savings Secured Term Rate 12 3.00
APY = Annual Percentage Yield
  1. Savings, IRA, ESA & mortgage share disclosure
  2. Checking disclosure
  3. Mortgage Share disclosure
  4. HSA disclosure
  5. Certificate disclosure
Rates, terms and conditions subject to change
Student Loans
Product Type Max Term
(months)		 APR(%)
(as low as)
Student Loan Rate 144 3.41
Student Loan Consolidation Rate 300 3.75
APY = Annual Percentage Yield
  1. Savings, IRA, ESA & mortgage share disclosure
  2. Checking disclosure
  3. Mortgage Share disclosure
  4. HSA disclosure
  5. Certificate disclosure
Rates, terms and conditions subject to change
Credit Cards
Account Type Introductory Rate
(as low as)		 APR(%)
(variable)		 Max Term
(months)
VISA Platinum Credit Card Rate Introductory Rate 0
VISA Platinum Rewards Credit Card Rate Introductory Rate 0
APY = Annual Percentage Yield
  1. Savings, IRA, ESA & mortgage share disclosure
  2. Checking disclosure
  3. Mortgage Share disclosure
  4. HSA disclosure
  5. Certificate disclosure
Rates, terms and conditions subject to change
Historical Alliant website demonstration. Rates are historical examples. Accounts, applications and submissions are unavailable.