A loan that puts you in the driver's seat
The car you want is within reach with our low rates. Feel confident at the dealership knowing what you can afford and what you should be paying.
The car you want is within reach with our low rates. Feel confident at the dealership knowing what you can afford and what you should be paying.
APR=Annual Percentage Rate
To get a monthly payment estimate adjust the numbers and calculate. It's that easy.
How does being preapproved help you? When dealers see that you’re preapproved, they know you are a serious buyer. They’ll be ready to make a good deal to get your business, and you can be confident knowing that you have a low-rate financing option with Alliant.
Alliant Credit Union Auto Loans will get you approved quickly.
If you don't want the hassle of negotiating with a dealer, use our new free car buying service powered by TrueCar. Get a 0.50% discount on your auto loan rate when you use the free Alliant Car Buying Service. Avoid the hassle of negotiating with a dealer by getting locked-in pricing and average savings of $3,279 off MSRP.1 Learn More
| New Vehicle Rate | 1.99 % |
| Used Vehicle Rate | 2.24 % |
APR=Annual Percentage Rate81
Let Me Know When Alliant Rates Gets Even Better
| Vehicle Service Agreement Transfer Fee | $40 |
| Duplicate Release Fee - Fixed Only | $25 |
| Amortization Report - Fixed Only | $15 |
| Financial Counseling and Budgeting Services | Free |
| eStatements (electronic account statements) | Free |
| Consumer Loan Application | Free |
| Consumer Loan Modification | Free |
Being preapproved helps you focus on negotiating the best price, knowing that you won’t end up with high rate financing when you close the deal. Plus, dealers tend to take people more seriously when they come in with preapproved financing because it means you’re ready to do business and not just “window shopping.”
In many cases, your funds may be available the same day. We understand that sometimes the vehicle-buying process is urgent. Our loan specialists will answer your questions and help expedite the simple application and approval process.
Absolutely. At Alliant, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run.
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