Coverdell Education Savings Account (ESA)
APY
Great interest rates
No maintenance fee
No fee to transfer funds in and out of Alliant
Transferred to IRS-defined qualified family members if not used by beneficiary
Dividends compounded every month
Traditional IRA
APY
Great interest rates — consistently among the best in the country
No minimum deposit. No maintenance fee
No fee to transfer funds in and out of Alliant
Trust Accounts
Protect your assets from probate and estate taxes
Available with savings, supplemental savings, checking, and certificate accounts
Deposit is insured up to $250,000 by NCUA
No maximum balance limit
Dividends paid monthly for accounts with average balances of $100 or more
Retirement and Investment Services
No cost, no obligation financial consulting for members
Completely customized based on your unique situation
Large range of product options
Comprehensive investment and retirement planning services31
Self-Managed Investing
Manage your investments easily with online tools15
No minimum investment amount
No maximum number of transactions
Just $5.95 per month, per account (and your first month is free)74
Roth IRA
APY
Great interest rates — consistently among the best in the country
Ability to withdraw contributions any time without IRS penalty or taxes
Earnings grow tax-free73
No fees to transfer funds in and out of Alliant
Automatically reinvest dividends or receive monthly checks — it's your choice
SEP IRA
APY
Great interest rates — consistently among the best in the country
Ability to withdraw contributions any time without IRS penalty or taxes73
Earnings grow tax-free
No fees to transfer funds in and out of Alliant
Certificates
APY
Low minimum deposit of only $1,000 with Jumbo rates starting at $25,000; no maximum.57
Dividends compounded every month and at maturity57
Health Savings (HSA)
APY
Save money tax-free for medical expenses
No initial deposit. No minimum balance needed. No account maintenance or transaction fees for health savings account
Free Visa® HSA debit card, HSA checks and online bill pay
High dividends paid monthly for accounts with average balances of $100 or more in savings
Health Savings Account Shares insured to at least $250,000 by NCUA