BorrowTraditional Student Loan

Student loans that make the grade

Alliant Credit Union Student Loans help you get a jumpstart on your education. No payments are due until you're out of school.

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Credit Union Student Loans
The Run Down
  • Available for undergraduate and graduate student loans
  • Optional deferment means no payments due until 6 months after graduation
  • Borrow up to $15,000 per year or $60,000 over the course of the loan
  • Repayment terms up to 12 years52
  • No prepayment penalties. Reduce your interest by paying early
Rates
3.41 %
APR As Low As
144 mo. Max Term
Student Loan

Annual Percentage Rate (APR) is variable and subject to increase after consummation.56 

Student loan application process

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Add a cosigner

Adding a cosigner to your Alliant Credit Union Student Loan may improve your chances of qualifying and help you get an even lower interest rate52.

Borrow what you need to succeed

If you already have financial aid or a partial scholarship, an Alliant Student Loan picks up the difference. You can also use your student loan to pay for non-tuition expenses like housing, books and meals.

Get started easily

It’s easy to get started — you can apply for a student loan online.

Want to learn more about how student loans works? View our student loan application process.

Figuring out how to finance your education can be complex. We can help!

Financing your education, simplified.

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Traditional Student Loan Rates

3.41 %
APR As Low As
144 mo. Max Term
Student Loan

APR=Annual Percentage Rate52

Calculators

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Submissions are disabled in this historical demonstration.

Student Loan FAQs

Can I use a student loan to fund the balance of tuition even if I have a partial scholarship?

Yes. You still qualify for an Alliant Student Loan. Our loan covers related school expenses after scholarships, grants and financial aid.

Can an Alliant Student Loan be used for other college expenses, in addition to tuition?

We understand that college expenses are more than just tuition. There are also costs related to travel, room and board, books and meals. Your Alliant Student Loan can be used for all of these needs.

Can I pay off my loan quicker than the payment schedule?

Absolutely. At Alliant, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run.

Have a Question?

Want to know more about this product? Search our friendly help guide!

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Historical Alliant website demonstration. Rates are historical examples. Accounts, applications and submissions are unavailable.