Personal loans, personalized for you
Have an unexpected expense and need a quick, affordable loan? We can help you get the cash you need with a customized loan that's perfect for your situation.
Have an unexpected expense and need a quick, affordable loan? We can help you get the cash you need with a customized loan that's perfect for your situation.
APR=Annual Percentage Rate56
Our no-hassle, no-collateral unsecured personal loans offer quick approvals and can often provide funds in the same day.
We’re always here to help. Call an Alliant Credit Union personal loan expert at 800-328-1935. We’ll help guide you towards the right personal loan that meets your specific needs. Ready to get started? Apply for a personal loan online today.
Signature loan that does not require any collateral
Up to 60 months
$500
$50,000
You need a loan that does not require any collateral
Loan of 4 years or less that uses your savings account as collateral
1-48 months
$500
$500,000
You need a shorter term loan, and would prefer to borrow against the funds in your savings account in exchange for a lower rate
Loan of more than 4 years that uses your savings account as collateral
49-60 months
$500
$500,000
You need a longer term loan, and prefer to borrow against the funds in your savings account in exchange for a lower rate
Loan that uses your certificate account as collateral, with one lump payment due at the maturity of the certificate
Up to maturity of certificate
$500
90% of Certificate balance
You need a loan, and want to borrow against your certificate account rather than incur penalties for early withdrawal
| Unsecured Rate | 11.90 % |
| Savings Secured Rate | 3.00 % |
| Savings Secured Long Term Rate | 4.00 % |
APR=Annual Percentage Rate56
Let Me Know When Alliant Rates Gets Even Better
As long as your credit and loan are approved through the Alliant loan process, funds are available the same day, in most cases.
No collateral is needed with an Alliant Unsecured Loan. Contact a loan specialist for more information on loan application details.
Absolutely. At Alliant, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run.
The balance in the account that secures the loan must be at least equal to the outstanding loan balance and cannot be withdrawn. However, as the loan is paid back, funds in the account securing the loan become available to you. Any balance in excess of the amount originally needed to secure the loan is available to you.
Yes. Because the funds remain in your account to secure the loan, you continue to earn our everyday great rate based on your account balance.
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